The mission of the Texas District Church Extension Fund is to extend God's Kingdom by boldly and responsibly assisting congregations to acquire land and buildings and by linking investors with congregations.


Our History

A Unique Ministry

The church extension ministry provides Texas District Lutherans a unique opportunity to make funds available in support of the Great Commission: "Go ye, therefore, and make disciples of all nations."


The Church Extension Fund was established by a District Convention resolution in 1888 to provide loans to congregations. The Texas District Church Extension Fund is a ministry of the Texas District. Since 1888, CEF has provided consultation and low cost funding for Texas congregations to build and expand.


More than 11,000 investors make the Texas District Church Extension Fund possible. With more than $160 million in assets today, CEF is presently assisting more than 130 congregations throughout Texas with loans to help expand the Kingdom.


Our goal is to anticipate and be responsive to the ministry needs of the future; to continue to provide quality services, resources, training and leadership, and vision to meet those needs. We will continue to assist congregations to reach the lost, disciple the saved and care for people-locally and globally as we identify new and creative ministry opportunities throughout Texas.


Why Texas CEF?

Texas CEF started in 1888 with the idea that if Christians participated together, their investments could be used to provide loans for congregations. Since that first investment of $150 in 1888, the ministry is essentially the same … individuals and congregations invest in the Church Extension Fund and CEF makes loans to churches. After 125 years, God is still blessing the Church Extension Fund in Texas.

With more than 11,000 investors, and $118 million invested, the ministry of CEF to Texas Lutheran churches is stronger than ever. Texas CEF is confident in the security of your investment. Maintaining a conservative balance sheet, and healthy capital-to-asset ratio, Texas CEF keeps your investment safe. Funds are readily available for investors and loan disbursements. Your money belongs to you, and you earn interest on it. Funds are usually issued within one business day.

We offer electronic transfers, live customer support from our office in Austin, and your choice of online or traditional account access.