Loans
Types of Loans
Rebates
Current Rates
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Loan Rates

CEF strives to keep our loan rates as low as possible for the benefit of our borrowing congregations. We have a strong track record of rates that are competitive with banks and other lenders, and often lower. Please see our Rebates page for ways you can help make your congregation's loan rate even lower.

Current Index Rates

Self-Supporting Congregations 5.00%
Newly Formed Congregations* 4.25%
*This index is available during the
first six years of a congregation's loan.

Our Loan Rate History

Loan Rate History Graph

Download our Loan Rate History (PDF)